The Klarna Account. How it works.
We’re giving you more flexibility, introducing interest-free credit – so you can pay monthly, at no extra cost.
Add items to your basket and go to the checkout.
Select ‘Pay Later’ OR ‘Slice it’ with Klarna, and choose your promotional plan to start the online application process.
Provide information about your financial circumstances and carefully read the pre-contract and information documents.
Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.
If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post.
Confirmation and monthly statements with payment instructions are sent by email.
It’s easy to use again – once you’ve been approved you can order in the future with just one click.
Pay Later with Klarna
Buy it. Love it. Pay for it.
- 30 [or 14] days to pay with no interest or fees for the service – ever
- Try your goods before paying
- Simple, safe and secure
Shop with just a few clicks!
Slice It with a Klarna account.
Pay over time.
- Spread the cost of your purchase into equal monthly payments without paying interest.
- No complex forms during the Klarna Account application – only 4 steps!
- Credit decision made in real-time.
- Once approved, you will start a Klarna Account and make payments monthly.
- You can also use this Account to finance future purchases up to your credit limit.
- No passwords to remember. You will be emailed monthly statements.
- You can choose at any time to start paying the minimum monthly payment instead with interest.
- You’re in control. Better management of your finances to spend how and when you want.
Representative example of interest incurred if you miss a repayment
Purchase interest rate
Assumed credit limit
Who are Klarna?
We’ve partnered with a payment provider called Klarna to give you the option of paying monthly for your designs, at no extra cost. Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries.
Want to know more? See below for important information and frequently asked questions.
Shopping with Klarna
You can review your latest buys and settle your monthly statement at any time by logging in at www.klarna.com or by downloading the Klarna app.
If you need further assistance you can contact our customer care team for free, or use our online chat service.
Peace of mind with Klarna’s Buyer Protection
You only pay for goods you receive.
If you don’t receive what you ordered, call our customer services and we’ll help resolve the issue.
Am I eligible?
To be eligible you must be at least 18 years old, and the success of your application is subject to your financial circumstances and a full credit search. To improve your application’s chances of success, make sure you enter full and accurate personal details, and have your order delivered to your registered billing address.
How do I apply?
When you apply for interest free credit with Klarna for the first time, you’ll be asked to provide your phone number, email address, billing address and date of birth. This information will be kept secure by Klarna. Swoon does not have access to this. If you use Klarna Slice it again, you’ll only need to agree your order and won’t need to provide the same personal information again.
You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to spread your payments across the time frame agreed, at no extra cost – helping you get the designs you want without having to pay up front.
But if you miss payments, the interest free arrangement will cease and you’ll be required to pay interest on all future repayments at 18.9% APR (representative, variable). This is reflected in the information below:
Manage your Klarna Account
You can review your latest buys and settle your monthly statement at any time by accessing your Klarna account at www.klarna.com. If you need further assistance you can contact our customer care team for free, or use our online chat service.
Local number: 0203 0050 833
Freephone number: 0808 1893 333
Please find links below to Klarna’s website where you can find more information on Slice it.